Affirm Financing

October 14, 2024 | Brandon Chestnut

Dakota Lithium and Affirm

Convenient, Safe, and Simple

Dakota Lithium and Affirm have partnered to offer flexible payment options with no hidden fees or deferred interest. The total you see at checkout is the total you’ll pay.

Affirm offers flexible financing options for online shopping.

FLEXIBLE PAYMENT OPTIONS

Your Affirm account is created using your name, email, mobile phone number, birthday, and the last 4 digits of your SSN. This information helps Affirm verify and protect your identity.

CHOOSE 3, 6, 12, 18, 24, OR 36 MONTHLY PAYMENTS

Affirm designs its payment options to give you flexibility and control over your budget. For example, you could pay $88/month for a $1,000 purchase over 12 months at 10% APR. A down payment may be required. Rates as low as 0% APR may be available based on eligibility. Actual payment options will be shown at checkout.

REAL PEOPLE, REAL SUPPORT

Affirm has a dedicated support team ready to answer your questions and help however they can.

HOW DOES IT WORK?

FREQUENTLY ASKED QUESTIONS

WHAT INFORMATION DOES AFFIRM REQUIRE?

Your Affirm account is created using your name, email, mobile phone number, birthday, and the last 4 digits of your SSN. This information helps Affirm verify and protect your identity.

HOW DO I PAY MY BILLS?

You can pay your Affirm bills online at affirm.com/pay. Affirm accepts payment by debit card, bank transfer, and check.

WILL CHECKING MY ELIGIBILITY AFFECT MY CREDIT?

No, your credit won’t be affected when you create an Affirm account or check your eligibility, including checking your prequalification eligibility. When you apply for or check to see if you prequalify for Affirm financing, it’s considered a soft inquiry, which does not affect your credit. If you decide to pay with installments through Affirm, your payment plan and repayment activity may be reported to credit bureaus. You can find more information on Affirm’s Help Center.

WHY WAS I PROMPTED TO PAY A DOWN PAYMENT WITH A DEBIT CARD?

Affirm tries hard to approve every purchase, but sometimes they can’t approve the full amount. When that happens, Affirm may provide a debit card down payment option so you can still complete your purchase.

WHY WAS I PROMPTED FOR A CHECKING ACCOUNT?

Affirm sometimes requires additional information to consider a credit application. That information may include an active checking account, which helps Affirm verify your identity and your ability to repay the requested loan. If you’re unable to provide that information, Affirm may be unable to approve your application.

Your rate, for example 0% or 10–36% APR, will be based on eligibility. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.

Affirm’s Lending Partner Disclosure

Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. For licenses and disclosures, see affirm.com/licenses. For example, an $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR.

See all FAQs relating to Affirm.